Particularly since the financial impacts of the Covid-19 pandemic have hit pension plans, we have seen many directly authorised brokers recognising that the time for decisive action is now. Many do not wish to sell their business for 5-10 years but are equally convinced that they need to rapidly enhance their earnings potential and profitability. Being free of overheads and the burden of compliance is a very good way to do that and some directly authorised brokers are now ready to de-authorise and recharge their businesses as an Appointed Representative. Could that be you?